Living Costs in the USA for International Students

The cost of living for international students in the USA can vary significantly depending on the student's location and lifestyle.

There are many things to consider. Generally, major cities and popular study destinations tend to have higher living costs, and housing is a significant expense, with options ranging from on-campus dormitories to off-campus apartments. Students will also need to consider international tuition fees, what daily budget for food shopping they can afford and whether they will use public transport or own a car, a necessity in many American cities and towns.

Despite the costs of living and studying in the USA, there are many opportunities for part-time work on or off-campus to help offset some of their living expenses.

Learn more about the cost of living for international students in the USA below, and if you would like to apply to study in the USA, contact SI-USA for a free consultation today.

USA Living Expenses for Students: Public vs. Private Universities

Public Universities 

The cost of living in the USA for students depends on whether they want to study at a public or private university. State governments fund public universities and offer lower tuition costs for in-state residents, lower health costs, off-campus housing, and cost-effective meals.

Private Universities

The cost of study in private universities is higher than in public universities, and housing near private universities is expensive. They also offer a variety of housing and dining options, and health insurance costs are higher. 

Cost of Living Expenses for International Students

Here's an overview of the significant types of living expenses and average costs, as well as tips to reduce the cost of living:

Type of Accommodation / Average Cost

• On-Campus Housing: On-campus dormitories can range from $8,000 to $15,000 per academic year, depending on the university and room type.
• Off-Campus Housing: Renting an apartment or shared housing can vary widely by location, ranging from $500 to $2,500 per month.

Cities / Average Cost

• High-Cost Cities: Cities like New York, San Francisco, and Boston tend to have higher living expenses, with accommodation, food, and transportation costs often exceeding the national average.
• Mid-Cost Cities: Cities like Chicago, Washington D.C., and Los Angeles typically fall in the middle range for living expenses.
• Lower-Cost Cities: Some smaller cities or towns in the Midwest or South have lower living expenses, making them more budget-friendly options.

Food & Groceries / Average Cost

• Dining Out: Eating at restaurants can cost anywhere from $10 to $50 per meal, depending on the type of restaurant and location.
• Groceries: Monthly grocery costs can range from $200 to $400 per person, depending on your dietary preferences and location.

Mode of Transport / Average Cost

• Public Transportation: Monthly public transportation passes can cost between $70 and $120, depending on the city.
• Car Ownership: Owning a car includes expenses such as car payments, insurance, fuel, and maintenance, with costs varying widely based on location and the type of vehicle.

Household Bills / Average Cost

• Utilities: Monthly utility bills for a typical apartment can range from $100 to $200, covering electricity, heating, and water.
• Internet and Cable: Internet and cable services can cost around $50 to $100 monthly.

Tips to Reduce the Cost of Living in the USA for International Students

• Choose Affordable Housing: Consider living in less expensive areas or sharing accommodation with roommates to lower housing costs.
• Cook at Home: Preparing your meals at home is often more cost-effective than eating out. Look for student discounts on groceries.
• Use Public Transportation: If available, utilize public transportation instead of owning a car. This can save on fuel, insurance, and maintenance costs.
• Explore Student Discounts: Many businesses offer student discounts on various products and services, from clothing to entertainment.
• Part-Time Employment: Consider part-time work on or off-campus to supplement your income. Make sure to check your visa restrictions and work regulations.
• Apply for Scholarships and Financial Aid: Explore scholarship opportunities and financial aid programs offered by your university and external organizations to help cover tuition and living costs.
• Budget Wisely: Create a budget and stick to it. Track your expenses and find ways to save money in your daily life.
• Health Insurance: Understand your health insurance options and choose a plan that meets your needs while being cost-effective.
• Stay Informed: Keep an eye on special promotions, discounts, and deals that can help you save money on everyday expenses.
• Financial Planning: Plan for the long term and create a financial strategy to manage your expenses throughout your academic journey.

Study in the USA

Are you considering studying in the USA? Contact SI-USA for a free consultation on your academic future.